Deductible Buyback Insurance

Simply having a homeowner's insurance policy is not enough to be fully prepared. For some, just having to meet the high storm deductible can be a hurdle not easily afforded. That's why we are proud to join with Vertus Insurance Partners in offering Cat4Home, an affordable plan to cover the deductible.

What is a Cat4Home policy?

Supplemental insurance that reimburses 100% of all losses covered within your hurricane deductible. If you have a 2% deductible, your first-dollar expense can add up fast.

  • $5,000 on a $250,000 home
  • $10,000 on a $500,000 home

Your deductible is paid for by your Cat4Home policy

How Much Does Home Insurance Cost?

You can have this added protection at an affordable price. Annual policy cost as low as $220. 

Get your Cat4Home policy today.

Protect your home. Preserve your savings.

Commercial "buy-down" Coverage also available

Supplemental commercial insurance that reduces your deductible to an amount that your business can sustain in the event of a loss. Buy it down! Custom coverage include: All Wind, Named WInd or Wind & Hail Only.  

Deductible limits up to $1,500,000. No TIV limits.Coverages for a broad array of businesses, including: Retail - Industrial - Warehousing - Office & Administration - Education - Churches - Hospitality - Condo & Homeowners Associations

For more information and to get a quote, start by Requesting a quote online or give us a call at (361) 573-4475.