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What is umbrella insurance and how does it work? We'll break it down for you.

Germania Insurance has earned a coveted spot on Forbes' inaugural list of America’s Best Insurance Companies in Each State.

When a child moves away with a car and household goods, it is time to consider obtaining insurance in their name to start independence in their financial life. It helps protect the financial security for Mom and Dad from exposures presented to the child.

We are already one month into Hurricane Season. As I write this, the second storm of the season and first storm in the Gulf, Hurricane Barry has swept through Louisiana bringing tropical rains that tested levy systems.

These 2020 Graduates recognized for their determination, achievement and service to others.

Have you seen our billboard in town? We have a sign appearing on over six different digital signs in Victoria. Let’s have some fun! $50 Gift card Awards for selfies!

Legislation forces contractors to require payment of a deductible by an insured and cannot absorb that cost in their billing or settlement.

There are great ideas out there on the web and in catalogs for gift giving. The main goal is to avoid last minute shopping or decorating. If you are like me, it inevitably becomes that for me no matter how much I try to do early.

When renting a car on your vacation, there are several things to consider regarding insuring the rental car.

These 2019 Graduates recognized for their determination, achievement and service to others.

A 30 second PSA we helped create in support of Victoria County United Way.

“Why have my rates gone up?” That is a simple and understandable question, but the answer is not as easy and short.

With the high cost of car parts and windshields, The days of saying, "It was just a tap", and assuming a low cost of repair are pretty much behind us.

Fire, Smoke and Water are often causes of loss to our home and contents. There are steps you can take to help reduce and contain the potential damage.

First there were Segways, now there are scooters for rent. Puttering along at 20mph is risky. Are you insured?

In personal risk management, there are some intangible items you should consider.

Germania Farm Mutual has added a new requirement to add fire suppression equipment to pickers/strippers with baler.

We have added a new experienced member to our staff! Come meet Haily.

Here's a video of Rockport when I took a trip down there a few weeks after the storm hit. Just a reminder of the incredible forces of nature to which we are exposed.

Each year Janecka Insurance recognizes graduates from among our clientele. The recipients this year were outstanding.